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A lady got a call from a bank....

Hello Mam! We are offering you credit card with best deals!!!
1. No annual charges.
2. No interest on balance for three months.
3. Big credit limit.
4. No penalties for over spending.

Smart reply by the lady:
No thanks... I don't want a credit card. I have a husband...
1. With lifetime Zero fee.

2. No spending limit.

3. No penalties and most importantly.

4. No repayment forever.

Line cut without a word....