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It was three in morning and wife Rachel was not able to sleep as her husband was pacing the bedroom floor with self-talking, gesturing with anxiety of some short.

So Rachel asked the husband Jackie, "What was so bothering him that he would not let her sleep."

"You know our next door kindly neighbor, Patelbhai. I had to borrow one thousand dollars from him to pay all your expensive credit card shopping bills. It is promised to be paid back tomorrow to Patelbhai. "Then he added somberly, “and I don’t have money to pay him back. What am I going to say him tomorrow."

Rachel gets out of bed, opens the window and yells, "Patelbhai" and then again and again "Patelbhai, hey Patel bhai".
Finally awakened and wobbling Patel opens the window opposite her and yells back, "What? What is it, Rachel? It's 3 AM. What is so emergency. What do you want?"

Rachel says, "You know the $1000 my husband owes you? He doesn't have it and He would not give it to you tomorrow."

Rachel then slams the window shut, and turns to Jackie and says, "Now you go to sleep, let me sleep and let Patelbhai pace the floor till tomorrow morning and beyond."