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Until a few months ago, loan-seekers who had the misfortune of seeing their loans not being sanctioned due to erroneous credit reports could do very little to reverse the wrong done to their credit records. Now, things have changed with the credit information bureaus taking an active interest in attempting to get the discrepancies corrected . “We offer a dispute-resolution service free of charge to individuals .

They can write to us at [email protected] .com. They need to provide a few details like the control number, name, address and nature of discrepancy.

Subsequently , we approach the lender concerned for revalidation,” explains Arun Thukral,MD, Cibil. In case of Experian , you can download the query application form from its website (experian.in) and send the completed form, along with the details and documents asked for, to the company.
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